How long is a home appraisal report valid?

The appraisal is valid as of the “effective date” in the appraisal report. Depending on what you need the appraisal for will determine how long this valid appraisal is good for. When the market moves after that date, a new report is needed and the home appraisal process starts over.

Whether the appraisal is for a refinance, purchase, date of death, or any other use, the appraised value will only apply to the effective date of the report. If you plan to list soon, see whether to get an appraisal before selling.