Mortgage Rate Calculator

Calculate mortgage rate for real estate investments and properties

How it works

Enter loan amount, desired monthly payment, and loan term. The calculator reverse-engineers the required interest rate.

Example

To keep payment at $2,000/month on a $350,000 30-year loan, you need an interest rate of 4.76% or lower.

FAQs

Federal Reserve policy, inflation, economic growth, credit score, down payment, loan type, property type, and points paid.

During economic uncertainty or recession. Rates follow 10-year Treasury yields. Refinance when rates drop 0.75-1%+ below your current rate.

Yes. Get quotes from multiple lenders, use competing offers to negotiate, and consider buying points or accepting higher fees for lower rate.