Calculate mortgage for real estate investments and properties
Enter home price, down payment percentage, interest rate, loan term, property tax, and insurance. The calculator computes complete monthly PITI payment.
On a $450,000 home with 20% down at 6.5% for 30 years, monthly payment is $2,844 including $500 taxes and $150 insurance.
Principal, Interest, Taxes, Insurance - the four components of a complete monthly mortgage payment. Lenders qualify you based on full PITI payment.
You're financing it over 30 years with interest. $50k at 6% adds about $300/month ($108,000 in interest over loan life).
Absolutely. Lenders include HOA fees in debt-to-income calculations. A $300/month HOA significantly reduces how much house you can afford.