HUD 221(d)(4) Loan Calculator

Calculate hud 221(d)(4) loan for real estate investments and properties

How it works

Enter project costs, loan-to-value ratio, interest rate, and amortization period. The calculator shows HUD 221(d)(4) loan terms for multifamily development.

Example

For a $12M multifamily project, HUD provides up to $10.2M (85% LTV) at 5.5% for 35-year amortization with 40-year term.

FAQs

New construction or substantial rehabilitation of multifamily properties (5+ units), market-rate or affordable. Must be principal residence for tenants.

High leverage (up to 87% LTV for market-rate, 90% for affordable), non-recourse, 40-year terms with 35-year amortization, and low fixed rates.

6-9 months for approval plus construction period. Process is lengthy but favorable terms make it worthwhile for qualified projects.