Calculate hoa fine risk for real estate investments and properties
Enter number of rental properties, average violation fine, and estimated violation frequency. The calculator projects annual HOA fine exposure.
With 5 properties, $200 average fine, and 10% annual violation probability, expect about $100 in fines annually.
Unauthorized rentals, short-term rentals, parking violations, exterior changes, noise complaints, and pet policy violations are most common.
Yes, in most states HOA liens can lead to foreclosure for unpaid fines and dues, even taking priority over your mortgage in some jurisdictions.
Read CC&Rs thoroughly, get approval before modifications, screen tenants carefully, respond quickly to violations, and maintain good communication with HOA.