Calculate cash flow after financing for real estate investments and properties
Enter NOI and annual debt service. The calculator subtracts debt payments from NOI to show your actual cash flow after financing costs.
With $75,000 NOI and $55,000 in annual debt service, your cash flow after financing is $20,000 per year.
Net Operating Income (NOI) minus debt service. This is the actual cash available to the property owner after operating expenses and mortgage payments.
Yes, when debt service exceeds NOI. This is called negative cash flow and must be subsidized by the owner, though tax benefits may offset losses.
Many investors aim for $100-300 per unit per month after financing. More important is cash-on-cash return on your invested capital.