BRRRR Return Calculator
Calculate BRRRR strategy returns - Buy, Rehab, Rent, Refinance, Repeat. Analyze cash-on-cash returns and equity multiples.
How it works
BRRRR: Buy low, add value through rehab, rent for cash flow, refinance to pull capital, repeat process.
Example
$100K buy + $20K rehab, appraises at $180K, refinance at 75% LTV = $35K cash back.
FAQ
What does BRRRR stand for?
Buy, Rehab, Rent, Refinance, Repeat. It's a real estate investment strategy to scale with minimal additional capital by recycling the same money.
Do I get all my money back with BRRRR?
Ideally yes, or even more. Success depends on buying well below market value, adding significant value through rehab, and refinancing at a high loan-to-value ratio.
What's the typical refinance LTV for BRRRR?
Most investors target 75-80% LTV on the after-repair value (ARV). Some portfolio lenders offer up to 80% for experienced investors.
How long should I wait to refinance?
Many lenders require 6-12 months of seasoning (ownership) before refinancing. Some portfolio lenders have shorter seasoning requirements.
What if the property doesn't appraise high enough?
You may not recover all your capital. This is why conservative ARV estimates and buying well below market value are crucial for BRRRR success.