Calculate loan amortization for real estate investments and properties
Enter the loan amount, interest rate, and loan term. The calculator generates a complete amortization schedule showing how each payment is split between principal and interest over the life of the loan.
For a $300,000 loan at 5.5% interest over 30 years, your monthly payment is $1,703. Early payments are mostly interest; later payments pay down more principal.
Each payment includes principal and interest. Early payments are mostly interest; later payments pay down more principal as the balance decreases.
Yes, this calculator generates a complete schedule showing every payment's breakdown of principal, interest, and remaining balance.
When monthly payments don't cover interest charges, causing the loan balance to increase. This occurs with some adjustable-rate mortgages.