Loan Amortization Calculator

Calculate loan amortization for real estate investments and properties

How it works

Enter the loan amount, interest rate, and loan term. The calculator generates a complete amortization schedule showing how each payment is split between principal and interest over the life of the loan.

Example

For a $300,000 loan at 5.5% interest over 30 years, your monthly payment is $1,703. Early payments are mostly interest; later payments pay down more principal.

FAQs

Each payment includes principal and interest. Early payments are mostly interest; later payments pay down more principal as the balance decreases.

Yes, this calculator generates a complete schedule showing every payment's breakdown of principal, interest, and remaining balance.

When monthly payments don't cover interest charges, causing the loan balance to increase. This occurs with some adjustable-rate mortgages.