Affordable Housing Calculator
Calculate affordable rent amount and eligibility status based on household income and Area Median Income (AMI).
How it works
Calculates affordable rent based on income and determines AMI percentage for housing program eligibility. Most programs target households earning 30-120% of AMI.
Example
$50,000 household income with 30% rent ratio = $1,250 affordable monthly rent.
FAQ
What is Area Median Income (AMI)?
AMI is the midpoint of a region's income distribution, calculated annually by HUD. It's used to determine eligibility for affordable housing programs.
What percentage of income should go to rent in affordable housing?
Generally 30% of gross household income is considered affordable for housing costs. Some programs use different ratios like 25% or 35%.
How does household size affect affordable housing eligibility?
AMI limits increase with household size. Larger households have higher income limits for the same affordability percentage.
What income levels qualify for affordable housing?
Programs typically serve households at 30%, 50%, 60%, 80%, or 120% of AMI, with lower percentages being more affordable.
Does affordable housing include utilities?
It depends on the program. Some include utilities in rent, others require separate utility payments that count toward the 30% affordability calculation.